If you are a small businessman in America, you have a number of things on your plate. If you are like me, you entrust the finer money details to a Certified Public Accountant (CPA)...
As you can see, there are many factors that go into obtaining a loan and each lender is different. Most of all, this is not personal. It is a game of avoiding, or minimizing, risk for the lending institution...
These sites are essentially hard money lenders: short term loans, approved quickly, with higher than normal interest rates,generally for people who need the money fast and are willing to pay the higher interest rates...